Travel health insurance covers medical expenses and emergency assistance you may need while abroad as a result of sudden illness or accident. Unexpected medical costs can reach high amounts on leisure, business or study trips, so arranging a suitable policy before you travel protects both your budget and your travel plans.
Many countries, particularly in the Schengen area, require valid travel health insurance as part of a visa application. Arranging the policy with cover and territorial scope that meet visa requirements, covering the full travel dates and preparing the related documents correctly are all important for a smooth application. Terms relating to pre-existing conditions vary from one product to another.
Who is it for?
- Leisure travellers going abroad
- Employees and executives who travel frequently for business
- Students studying abroad
- Applicants for Schengen and other visas
Scope of cover
- Medical expenses abroad resulting from sudden illness or accident
- Emergency medical evacuation and repatriation
- Repatriation of mortal remains
- Policy options meeting Schengen visa requirements
- Single trip or annual multi-trip options
- Optional covers such as baggage and trip cancellation
Scope of cover, limits and deductibles are determined by the insurer’s general and special conditions; the final scope is set out in the policy.
The Proxima Brokers approach
Taking into account the purpose and length of your trip and the countries you will visit, we identify a policy that meets visa requirements and your needs. We consider annual multi-trip options for frequent travellers and group solutions for companies. We prepare your policy documents on time and guide you on accessing assistance services and claims if you face a health issue abroad.